Homeownership is a big financial step. For most people, buying a home is the largest purchase they will make. The Military Consumer Justice Project Home Buying Guide can help you plan for the total process whether you are a first-time home buyer or a veteran. It's also designed to work in partnership with the Military Consumer Justice Project Mortgage Guide.

Table of Contents

Part I. Planning

  • Buy or Rent?
  • Types of Homes
  • Location, Location, Location
    • Neighborhood Needs vs. Wants Worksheet
  • What do You Desire in a Home?
  • Home Needs vs. Wants Worksheet
  • How Much Home can You Afford
    • Income and Expenses Worksheet
  • Is There a Best Time to Buy?

 Part II. Shopping for a Home

  •  Understand and Have Your Financing in Place First
  • Shopping on Your Own
  • Working With an Agent or Real Estate Broker
  • Types of Agents
  • Finding and Evaluating an Agent
  • What About FSBO Homes (For Sale by Owner)?
  • What About Shopping for Homes on the Internet
  • Touring and Evaluating Homes for Sale

 Part III. Purchasing a Home

  • Making An Offer For The Property You Wish to Buy
  • What is a Good Initial Offer for the House?
  • Negotiating the Sale
  • What Steps Are Needed to Prepare for Closing on Your New Home?
  • Time for the Closing

Part IV. Moving Into Your New Home

Part V. Resources for Relocation