How to Get Ripped Off When You Shop!

If you are interested in scams, then you'll love the little experiment that Target Stores recently pulled on customers. I say "experiment" since Target—when it was caught—denied that it meant to make this trick a recurring one with its customers.

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Have You Given Your Data a Checkup Recently?

When was the last time you reviewed the data on all of your devices? Many people don't think about their important data until something happens to it. Here are some tips to help you protect that data.

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Your Smartphone. Attacked.

Your smartphone—right now—is probably the focus of scammers and hackers.

Fraudsters who used to focus on attacking your PC are now a lot more interested in smartphones since they are the most-used web device for a majority of people.

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How Tax Reform Impacts Your 2018 Federal Income Taxes

The Tax Cuts and Job Acts bill that was enacted in December 2017 will probably impact your 2018 Federal income tax return. The bill made sweeping changes to the tax laws changing tax rates, deductions, exemptions, and much more. Here are some highlights.

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What Is the UltraFICO Credit Score and What Will It Mean to You?

Credit scores are used by lenders to determine if they will give you a loan (auto, mortgage, credit card). Businesses such as insurance and phone companies are also using credit scores to decide if they will issue you a policy or provide you with service.

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What You Need to Know About the Marriott-owned Starwood Hotels Breach

On November 30th, Marriott International announced that the Starwood reservation system had been breached and the personal information of up to 500 million guests had been stolen. Starwood brands include Westin Hotels and Resorts, W Hotels, Sheraton Hotels and Resorts, St. Regis, Aloft Hotels, Four Points by Sheraton, Le Méridien Hotels and Resorts, Tribute Portfolio, Design Hotels, Element Hotels, The Luxury Collection and Starwood branded timeshare properties. Marriott hotels, including Residence Inn and the Ritz-Carlton have a separate reservation system that wasn't affected.

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Beware of Phishing Phone Calls

Phishing scams using emails, texts, and websites have been around for years. Telephone-based phishing scams have been around for years, too. The phone phishers have some new tricks that are making it harder to detect the scams. What these scams have in common is that they use caller ID spoofing and have some of your personal information. The phishing call may be an actual person, an automated call, or a combination of the two. Here are two examples.

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Become a "FoolProof Skeptic", and Do it Right.

Make money, spend money: Gifts, groceries, housing, transportation, utilities, health, entertainment, and more. If you know the cycle of your life, you know this is the reality. And you probably aren't going to change that reality. But if you spend money wisely, the cycle will be a lot easier to manage, and even more fun, too.

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Are Payment Apps Safe?

Not a lot of people carry cash around these days. And the good old plastic card is also becoming old school.

For many people, "contactless" payments and payment (or money transfer) apps are the trend and the convenient way to go. With this type of technology, sending and receiving money has never been easier, quicker or more convenient. But is it safe?

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Help Protect Your Identity With a Free Credit Report Freeze

Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the three major credit reporting agencies is now free. Previously, a consumer had to pay a fee to freeze and unfreeze their credit report. The fees for placing, lifting, and removing a credit freeze were determined by state law.

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What You Need to Know About the Facebook Breach

In late September, Facebook announced that a security breach was discovered on September 25th that affected almost 50 million accounts. The hackers stole Facebook access tokens which keep people logged into Facebook. The vulnerability that the hackers exploited was in the View As feature which allows people to see what their profile looks to other users. Facebook Login which allows people to login to other services using their Facebook account login was also compromised.

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Need a Crash Course in Online Safety?

Are you on your computer, smartphone or tablet all the time? If so, chances are you can really benefit from this crash course in upping your online "self-defense" skills.

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Beware of Flood Damaged Vehicles When Purchasing Used

Hurricane Florence caused a lot of flooding. Flooding has also occurred in the Northeast and other areas this year due to torrential rains. Flooding damages large numbers of vehicles every year. Consumers need to be aware that flood damaged vehicles can appear on used car lots far away from where the flooding occurred. A vehicle may have been cleaned up and won't show visible signs of damage but there are usually long-term effects. The vehicle may prematurely rust, wiring becomes brittle or breaks, the electrical and mechanical systems break down, and corrosion can damage vital components.

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Is Your Data Safer One Year After the Equifax Breach?

On September 7, 2017 Equifax announced that the data of 143 million U.S. consumers that it had collected had been beached. The number impacted was later updated to 148 million. The theft included social security numbers, birth dates, credit card numbers, driver's license numbers, tax IDs, and other information. The theft raised the threat of identity theft for those affected. The stolen information can be used for existing account fraud, new account fraud, tax refund fraud, social security benefits fraud, health care/medical fraud, phishing scams and other fraudulent activities.

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Subcategories

  • Gen Y with Will
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    115
  • Nick's Breaking News
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  • Remar's Report
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    • Remar Finance


      Want to improve your credit score? Want to cut your tax bills?  Like to tear up hundred dollar bills? (You're probably doing that). How about this:  want to wake up retired and without money?  Your Financial Well-being rules your life.  We put you in charge of the rules.

       

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    • Remar Privacy

      Every worry about identity theft?  Worry about young people and the dangers of the web? Mind if I read your private emails?  Or browse through your medical records? This section takes you into the scary world of privacy and identity theft.  StraightTalk gives you just that (straightTalk) when it comes to identity theft and privacy issues.   

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  • Ask Liz Weston
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    56
  • Tonya's My Fab Finance
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    12