Remar Privacy

Every worry about identity theft?  Worry about young people and the dangers of the web? Mind if I read your private emails?  Or browse through your medical records? This section takes you into the scary world of privacy and identity theft.  StraightTalk gives you just that (straightTalk) when it comes to identity theft and privacy issues.   

Other Scams to Watch Out For

spam.jpgBesides phishing, various other scams also arrive in your inbox. Here are brief descriptions of some of the most common.

The "Nigerian" Scam also called "Advance Fee" Scam

The email is requesting help to get large sums of money out of a foreign country. They promise you big profits in exchange for your help. Before you receive any money, you'll have to provide money to cover transaction and transfer costs and attorney fees plus you'll need to provide them with your bank account numbers. The "Nigerian" Scam: Costly Compassion from the FTC has more information.

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Information Specifically for Seniors

onlinesafety.jpgSeniors are a favorite target of scam artists and others who want to make a quick buck. For example, seniors are at risk of losing money in fraudulent investment schemes and are also at risk of losing their homes when they are used as security, in some instances unknowingly. These 2 articles from the Federal Trade Commission (FTC) describe some of the pitfalls.

The U.S. Securities and Exchange Commission (SEC) has assembled some resources to help seniors avoid fraudulent investments.

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Make a Complaint

survey.jpgIn addition to reporting fraud or identity theft to your state attorney general’s office you can file a complaint with the appropriate federal agency.

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Staying Informed and Making Yourself Heard

news.jpgThere are lots of sites on the Internet that "cover" consumer privacy. How can you determine which sites deserve your trust? Here are a few tips:

  • Determine who runs the site. Look for an "about us" or "contact" page. If you can't find one or they don't clearly identify who they are then find other sites that do. If there's a list of sponsors, check it out.
  • Read their privacy policy. If you can't find one, find other sites that provide one.
  • Advertising. Does the site have advertising? If so, what is being advertised? Could the advertising influence the site content?

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Take One Hour to Take Five Steps to Protect Your Privacy

confidential.jpgWhat can you easily do to protect your privacy? These five steps allow you to opt out of certain information sharing. They usually take about an hour or less to complete. The reduction in marketing will be significant.

    1. Opt out of prescreening by visiting OptOutPrescreen.com or by calling 1-888-5-OPTOUT (1-888-567-8688). Opting out of prescreening should reduce the volume of those "preapproved" credit card offers by as much as 90%. This will also opt out of "mortgage triggers."
    2. Opt out of "CPNI" sharing by calling your phone companies. CPNI stands for customer proprietary network information (CPNI) and is the information about a consumer's telephone calls that telecommunications companies collect. This information includes the time, date, duration and destination of each call, the type of network a consumer subscribes to, and any other information that appears on a consumer's phone bill.

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Take One Hour to Take Five Steps to Protect Your Privacy

confidential.jpgWhat can you easily do to protect your privacy? These five steps allow you to opt out of certain information sharing. They usually take about an hour or less to complete. The reduction in marketing will be significant.

    1. Opt out of prescreening by visiting OptOutPrescreen.com or by calling 1-888-5-OPTOUT (1-888-567-8688). Opting out of prescreening should reduce the volume of those "preapproved" credit card offers by as much as 90%. This will also opt out of "mortgage triggers."
    2. Opt out of "CPNI" sharing by calling your phone companies. CPNI stands for customer proprietary network information (CPNI) and is the information about a consumer's telephone calls that telecommunications companies collect. This information includes the time, date, duration and destination of each call, the type of network a consumer subscribes to, and any other information that appears on a consumer's phone bill.

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