All You Need To Know About Credit Card Hacks

Want to know a good thing about all the publicity on credit card hacks? You're probably paying more attention to the protection of your personal and financial information!

This page gives you a lot of resources for you to use to protect yourself.

No degree required: Protecting yourself doesn't take a degree in computer science. Common sense, caution, a little knowledge, and a little research will go a long way in protecting you.

Big point: Even if your personal information has not been hacked, you may be involved. Aside from credit card information, the scammers have stolen the names, phone numbers, addresses (including email addresses and passwords) of millions of Americans. The scammers are now using that information to try to scam those people's friends.

What to do now:

1. First priority: If you have been notified that your financial or personal information may have been included in a hack, pay careful attention to the notice.

If you haven’t been notified, but have been a customer at a company that has been involved in a hack, go to the company’s website and read the information about the hack.

Whether you’ve been hacked or not, you may be eligible for free identity theft protection. But read the fine print before applying for the protection. Some of these "free" offers come with strings attached which may impact your rights.

2. Second priority: Read Remar Sutton's special report,
"How the Credit Card Hacks Impact You."

3. Third priority: Make sure you've taken these simple steps:

  • Use complex passwords for all your accounts with passwords, including online movie services.
    • If you believe any of your accounts maybe have been compromised, change your passwords right now.
    • If you want to be really safe, use Norton's free Password Generator. You do not need to download a file for this. Just use the online version.
    • If you don't want a password that complex, make sure you create a password that has at least ten digits and includes, numbers, symbols, and small and large letters.
    • Most privacy experts say you should not store passwords on line. Security providers who sell online password protection systems disagree with many privacy experts on this. But we side with the privacy experts who aren't trying to sell you anything: Don't store passwords online.
  • Monitor all your accounts online. Monitoring your accounts online is the safest and quickest way to make sure your information hasn't been compromised. And monitor more than your credit union accounts. Monitor any site that stores your personal or financial information.

4. Fourth priority: Spend some time with the other resources on this page.
We give you great information, developed by the independent consumer and privacy experts who work with the credit union.

On a regular basis:
Come back to this page for breaking-news updates on hacks across America.

To put all this in perspective: The odds of you being financially hurt by a hack are very small, if you follow the tips and use the resources on this page.


Online tests that gauge your susceptibility to phishing and other scams: